My husband and I have been married for 3 years and money was not something we had much control over. We easily spent money without thinking about the repercussions of it and now that we are in the position of having one income I found it was important to buckle down and take control of our finances.
When I first started thinking about how I wanted to set up the budget, I realized I needed to figure out how I wanted to keep track of it. Did I want to use paper? Would the computer be better? I have tried spread sheets and budgeting software. None of it worked for me. I tried several paper budgets and I find that this is the better option for us. I feel like I have more control and I am more aware of what I am doing because I have to actively write things down and crunch numbers. Continue reading